> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shiga.io/llms.txt
> Use this file to discover all available pages before exploring further.
# My Shiga Wallet to Bank Account (Offramp)
> Move Money: cashing out crypto from your Shiga wallet to a bank account in NGN, EUR, or GBP, start to finish.
# My Shiga Wallet to Bank Account (Offramp)
This Move Money path covers cashing out crypto from your Shiga wallet directly to a bank account — in Nigerian Naira, Euros, or British Pounds.
This is a different guide from [Shiga Wallet to Shiga Wallet (Swap)](/MoveMoney/walletswap) and [Shiga Wallet to External Address (Withdrawal)](/MoveMoney/externalwithdrawal). Here, crypto is converted to fiat and lands in a bank account, not another wallet.
***
## 1. Open your home screen and tap Move Money
Every Move Money flow starts here, on your Enta home screen — tap **Move Money** to begin.
## 2. Choose Shiga wallet as the source
Tapping **Move Money** opens a panel titled **"Move money"** — *"Move money in, out or within Shiga"*. The **From** field asks where the money's coming from: **Shiga wallet** (*"Choose from BTC, USDT"*), **External wallet** (*"Connect MetaMask or other wallets"*), or **Bank account** (*"Transfer from NGN, EUR, or GBP"*). Pick **Shiga wallet**.
## 3. Choose Bank account as the destination
With **Shiga wallet** set as From, the **To** field shows three options: **Shiga wallet** (*"Receive as BTC, USDT"*), **External address** (*"Send to any wallet address"*), or **Bank account** (*"Cash out to NGN, EUR, or GBP"*). Picking **Bank account** is what puts you on the offramp path this guide covers.
Once both fields are set, the panel updates to show your full selection with a **Change** link on each side, and the **Get started** button becomes active.
## 4. Tell Enta which bank account to send to
This opens a **Recipient** screen — *"Convert crypto to fiat and deposit to bank"* — the first of three steps (**Recipient → Amount → Review**, shown in the left rail). Start by picking a **Currency**: **Naira (NGN)**, **Euro**, or **Pound**.
There are three ways to specify who's receiving it:
* **Recent** — pick from bank accounts you've sent to before, each showing a name, currency, account number, and bank (e.g. *"Ideye Yuri — Naira — 0127727506 — Zenith Bank"*). If you haven't sent anywhere yet, this reads *"No transactions yet"* — *"Complete a transaction and we'll show your most recent ones here."*
* **Beneficiary** — pick from your saved beneficiaries, with a **View all** link opening the full list grouped by **"YOUR EURO & POUND ACCOUNTS"** and **"BENEFICIARY ACCOUNTS"**, searchable by *"name, currency, or address."* If you haven't saved any yet, this reads *"You haven't saved any wallet or fiat accounts yet"* — *"Complete a transaction and save to beneficiary to add to this list."*
* **New recipient** — enter bank details directly. The fields depend on the currency you picked:
* **Naira (NGN)**: **Bank name** and **Account number**.
* **Euro**: **Account name**, **Country**, **Bank name**, and **International Bank Account Number (IBAN)**.
* **Pound**: **Account name**, **Country**, **Bank name**, **Account number**, and **Sort code**.
Sending to a brand-new (non-beneficiary) recipient triggers an extra security check: a **"Confirm destination"** modal sends a 6-digit code to your email — *"For your security, we've sent a 6-digit code to \[your email]"* — with a summary of the destination account and a **Resend** link if the code doesn't arrive. You'll need to enter that code before continuing.
Every field is required — leaving any blank and tapping Continue shows a **"\[Field] is required"** message under each one. Beyond that, each currency has its own format check: NGN account numbers must be exactly **10 digits**, GBP account numbers must be exactly **8 digits** (with sort codes checked separately), and IBANs are checked for a valid checksum/format and that the country prefix matches the **Country** you selected.
Once your recipient's details are complete (and confirmed by email code, if new), tap **Continue**.
## 5. Pick the asset and enter an amount
The **Amount** step shows a **Send** card (pick the crypto asset you're cashing out, see your balance, and a **MAX Amount** button) and a **Receive** card showing the fiat currency you'll get (**Naira**, **Euro**, or **Pound**, matching what you picked earlier). A **To** row above them reminds you who you're sending to, with a pencil icon to change it. As soon as you pick an asset, a live rate appears (e.g. *"1 BTC ≈ 116,364,291.30 NGN"*) — before that, it reads *"Rate: Select asset to see rate."* There's also an optional **Narration** field to add a note for your own records.
## 6. Review before you authorize
The **Review** screen shows your withdrawal as a single summary — the crypto amount and asset converting to the fiat amount and currency (e.g. **0.0027 BTC → ₦365,381**), along with **Type: Withdrawal**, **Estimated time: \~30s**, **From** (your Shiga Wallet), **To** (your recipient and their bank), and your **Narration** if you added one. Tap **Back** to change anything, or **Authorize Transaction** to continue.
## 7. Authorize the transaction
As with the rest of Move Money, authorization is done with your device's **passkey** — Face ID, Touch ID, or your device's biometric/PIN unlock. There's no code to type in; the native prompt appears on top of the review screen, and confirming it submits the withdrawal.
The authorization screen for this specific flow hasn't been fully designed in Figma yet (it's currently a placeholder), so there's nothing screen-specific to show here beyond the passkey behavior shared across Move Money.
## 8. Processing and confirmation
Once you authorize, a loading screen shows your transaction summary while it processes. When it's done, you'll land on a confirmation screen — **"Your withdrawal is processing.."** — showing the same summary, with **Add as Beneficiary** (handy if this was a new recipient) or **Go to Dashboard** to finish up.
