> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shiga.io/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC (Individual)

> Verifying your identity on a personal account — every screen, explained.

# KYC (Individual)

Verifying your identity moves you from Tier 1 to Tier 2, which unlocks converting between crypto and regular money. It's three steps — **Profile**, **Address**, **Identity** — after a short intro screen, and a progress bar across the top tracks where you are.

<Note>
  Verifying a company account is a different, longer process. See [KYB Landing](/Onboarding/corporate/kyb-landing).
</Note>

***

## 1. Choose your currencies

Verification starts at **"Unlock currency transactions"** — *"Convert from EUR, GBP, NGN and more to crypto and back"*.

Under **"Select currency needed"** pick the currencies you plan to use: **Euro**, **Pound**, **Naira**. You can select more than one.

<img src="https://mintcdn.com/shigadigital/Baykm_7aZyi0IY2t/images/chrome/individual/Pre-KYC-Intro.png?fit=max&auto=format&n=Baykm_7aZyi0IY2t&q=85&s=c31182e4c417a7662ff04376c5d19a54" alt="Choose your currencies" width="1440" height="1024" data-path="images/chrome/individual/Pre-KYC-Intro.png" />

**"What you'll need"** sets out the three steps ahead:

* **Add profile information** — *"Name, date of birth, phone number"*
* **Add address details** — *"Full address information"*
* **Capture identity** — *"Selfie and a government ID"*

<Note>
  Selecting **Naira** changes what's required. The profile line expands to *"Name, date of birth, phone number, BVN, NIN"*, and a checkbox appears that you must tick: **"I understand that BVN and NIN are required for Naira transactions"**.
</Note>

<img src="https://mintlify.s3.us-west-1.amazonaws.com/shigadigital/images/chrome/individual/%5BFILLED%5D-Pre-KYC-Intro.png" alt="Currencies selected, with the Naira acknowledgement" />

Tap **Get started**.

## 2. Tell us about yourself

The **Profile** step asks **"Tell us about yourself"** — *"As it appears on your government-issued ID."*

Fill in:

| Field            | Notes                                    |
| ---------------- | ---------------------------------------- |
| Legal first name | As printed on your ID                    |
| Legal last name  | As printed on your ID                    |
| Date of birth    | Three boxes — **DD** / **MM** / **YYYY** |
| Phone number     | With a country dial code selector        |
| BVN              | Naira transactions only                  |
| NIN              | Naira transactions only                  |

<img src="https://mintcdn.com/shigadigital/Baykm_7aZyi0IY2t/images/chrome/individual/kycindividual/KYC-_-Profile-information.png?fit=max&auto=format&n=Baykm_7aZyi0IY2t&q=85&s=e0f4d010478b83da639f4d26585230b1" alt="Profile information" width="1440" height="1024" data-path="images/chrome/individual/kycindividual/KYC-_-Profile-information.png" />

The date of birth field is annotated *"(DD/MM/YYYY) As it appears on your government ID"*, and focusing the first name field shows the reminder *"Enter your first name exactly as it appears on your government-issued ID"*.

An information panel explains the Nigerian identifiers: **"BVN and NIN are required to transact in Naira. They confirm your identity with Nigerian financial regulations."**

<Warning>
  Names and dates of birth must match your ID exactly. A shortened first name, a missing middle name or a transposed date is the most common reason verification fails, and it means starting the identity step again.
</Warning>

Tap **Continue**.

## 3. Where you live

The **Address** step asks **"Where do you live?"** — *"As it appears on your proof of address; dated within the last 3 months"*.

Fill in:

* **Country of residence**
* **State/Province/Region**
* **City/Town/Locality**
* **Postal code / ZIP code / Postcode**
* **Address**

<img src="https://mintcdn.com/shigadigital/Baykm_7aZyi0IY2t/images/chrome/individual/KYC-_-Address.png?fit=max&auto=format&n=Baykm_7aZyi0IY2t&q=85&s=845f1469015133fa0f098ce7a953a897" alt="Address details" width="1440" height="1024" data-path="images/chrome/individual/KYC-_-Address.png" />

<Tip>
  Have a recent bank statement or utility bill to hand and copy the address from it exactly. The document has to be dated within the last three months.
</Tip>

Tap **Continue**.

## 4. Verify your identity

The **Identity** step is headed **"Let's verify your identity"** and tells you what's being checked: your **Selfie** and a **Government issued ID**.

<img src="https://mintcdn.com/shigadigital/Baykm_7aZyi0IY2t/images/chrome/individual/kycindividual/KYC-_-Identity.png?fit=max&auto=format&n=Baykm_7aZyi0IY2t&q=85&s=8391972a232089776079d7a84c48b93f" alt="Identity capture" width="1440" height="1024" data-path="images/chrome/individual/kycindividual/KYC-_-Identity.png" />

Capture happens in an embedded verification tool that opens inside this screen. It walks you through photographing your ID and taking a live selfie, then matches one against the other.

<Tip>
  Good lighting, no hat, no sunglasses, and hold the ID flat with no glare on it. These are the things that cause most retries.
</Tip>

## 5. If your selfie doesn't match

If the check can't match your face to your ID, the screen returns an error: **"Your selfie didn't match the photo on your ID. Try again in good lighting, no hat or sunglasses."**

<img src="https://mintcdn.com/shigadigital/Baykm_7aZyi0IY2t/images/chrome/individual/kycindividual/KYC-_-Identity-(1).png?fit=max&auto=format&n=Baykm_7aZyi0IY2t&q=85&s=4afee702b0f263d2756be337f4cbca07" alt="Selfie did not match" width="1440" height="1024" data-path="images/chrome/individual/kycindividual/KYC-_-Identity-(1).png" />

You can retry from the same screen. A mismatch on the first attempt is common and doesn't count against you — it's usually lighting or a partly covered face rather than a real problem.

## 6. After you submit

Once submitted, verification is reviewed rather than instant. Your Dashboard keeps showing the verification card, now reading **"Your Tier 2 verification is in progress. Continue where you left off"** — see [Tier 1 Dashboard](/Onboarding/individual/homescreen-tier1).

When it clears, the card is replaced by **"You're fully verified"** — *"Off-ramp, FX swaps are now unlocked"* — and you're on [Tier 2](/Onboarding/individual/homescreen-tier2).
