> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shiga.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Shiga Wallet to Bank Account (OTC)

> Withdraw crypto from your Shiga wallet to a bank account through the OTC desk

<Note>
  This is one of five OTC flows under **Product > Shiga STS**. See also: the [OTC Guided Tour](/Product/Otcdesk/guidedtour), [Bank Account to Shiga Wallet](/Product/Otcdesk/banktoshiga), [Bank Account to Bank Account](/Product/Otcdesk/banktobank), and [Shiga Wallet to Shiga Wallet](/Product/Otcdesk/shigatoshiga).
</Note>

## 1. Start the transfer

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Move-money-filled.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=e7b72566f91c404cd50a4cf1edaa3940" alt="Move money" width="1440" height="1024" data-path="images/chrome/otcshigatobankflow/Move-money-filled.png" />

1. From the sidebar, go to **Product > Shiga STS**.
2. On the **Move money** screen, choose **From: Shiga wallet** and **To: Bank account**.
3. Click **Get started**.

## 2. Add a recipient bank account

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Recent---Empty.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=e052c92dc36afb2a89b1f43ad4564043" alt="Recent empty" width="1440" height="1024" data-path="images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Recent---Empty.png" />

1. Pick a currency from **Recent**/**Beneficiary**, or add a new recipient.
2. The required fields change depending on the currency you choose:

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Selections.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=5aa35a7d5ef60df787ee3f419b62cabd" alt="Selections" width="1440" height="1024" data-path="images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Selections.png" />

* **Naira (NGN) or Cedi (GHS)**: bank name and account number.
* **Euro**: account name, country, bank name, and IBAN.
* **US Dollar**: legal name, account number, account name, bank name, transfer type (Domestic or International/SWIFT), routing number, country, address, and postal code.

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-NGN-Selected.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=39a0a6c89151a22801cc2eb179d535a7" alt="NGN selected" width="1440" height="1024" data-path="images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-NGN-Selected.png" />

3. Click **Continue**.

<Warning>
  On the US Dollar screen, the two transfer-type options are formatted inconsistently — "Domestic (ach.wire)" and "International(SWIFT)" don't match each other's spacing/capitalization. Cosmetic, worth a design cleanup pass.
</Warning>

## 3. Enter the amount

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-asset-selection.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=334d7efd13040c84c1a1884a85b2d634" alt="Asset selection" width="1440" height="1024" data-path="images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-asset-selection.png" />

1. Choose the asset you're sending from your Shiga wallet — USDT, USDC, or BTC — and the network (for USDT/USDC: Solana, Base, Optimism, Arbitrum, or Polygon; for BTC: Bitcoin or Lightning).
2. Enter an amount, or click **MAX** to send your full balance. You can add an optional note under **Narration**.
3. Click **Continue**.

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Dollar-Selected.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=79f6cc95832e836225c090d8e83807d0" alt="Dollar selected" width="1440" height="1142" data-path="images/chrome/otcshigatobankflow/Withdraw-to-a-bank-account-_-Dollar-Selected.png" />

<Note>
  Large withdrawals trigger the same OTC threshold banner seen in other flows: *"This trade is over the OTC threshold. Get a hand-quoted custom rate from a trader within 2 minutes."*
</Note>

## 4. Review and submit

<img src="https://mintcdn.com/shigadigital/YnDT_cm_msHrTKEP/images/chrome/otcshigatobankflow/Review-Buy-Stablecoin-with-Local-Currency.png?fit=max&auto=format&n=YnDT_cm_msHrTKEP&q=85&s=4be40641d6f1b1fa2908288a985f440f" alt="Review" width="1440" height="1192" data-path="images/chrome/otcshigatobankflow/Review-Buy-Stablecoin-with-Local-Currency.png" />

1. Review the order: asset and amount sent, currency and amount your recipient gets, and your recipient's account details.
2. Click **Confirm & Submit**.

## 5. Confirmation

Once submitted, you'll see an **Order submitted successfully** confirmation, and a Shiga team member will follow up with a quote via your preferred contact channel.

<Note>
  No confirmation screenshot was available for this specific direction at time of writing — the confirmation screen matches the one shown in the [Bank Account to Shiga Wallet](/Product/Otcdesk/banktoshiga#5-confirmation) guide.
</Note>

## 6. Track your order

Your withdrawal orders appear in **Transactions** alongside your other OTC orders. See the [Bank Account to Shiga Wallet](/Product/Otcdesk/banktoshiga#6-track-your-order) guide for what the transaction history and order detail screens look like.