> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shiga.io/llms.txt
> Use this file to discover all available pages before exploring further.

# OFF-RAMP TO (Naira)

> Wallet Selection

<img src="https://mintcdn.com/shigadigital/_VDzrFdpa9MIjkNC/images/Screenshot2025-05-11174310.png?fit=max&auto=format&n=_VDzrFdpa9MIjkNC&q=85&s=b5f688eec133786f830a0d522196ff44" alt="Screenshot2025 05 11174310 Pn" width="392" height="641" data-path="images/Screenshot2025-05-11174310.png" />

For NGN conversions, you'll choose between:

* **Use Shiga Wallet**: Send from your existing Shiga wallet balance.
* **Use External Wallet**: Create a payment order to send from any wallet.

  ## **Use Shiga Wallet**

<img src="https://mintcdn.com/shigadigital/mDO5LqIcn4dY9fVO/images/Screenshot2025-12-07155701.png?fit=max&auto=format&n=mDO5LqIcn4dY9fVO&q=85&s=4d85013aa80b8110784c8f5cdfeb96a6" alt="Screenshot2025 12 07155701 Pn" width="1918" height="941" data-path="images/Screenshot2025-12-07155701.png" />

### **Transaction Details**

* **Assets**: Select stablecoin  (USDT)
* **Smartchain Network**: Choose supported network (Polygon, Arbitrum, or Base).
* **Amount**: Enter amount in USD, shows equivalent NGN rate.

### **Bank Details**

* **Bank Name**: Select or enter recipient's bank (e.g., Access Bank)
* **Account Number**: Enter recipient's account number.
* **Account Name**: Automatically displays when valid.

  <img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29012301.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=813be6d05aa4b261ec431876906c6852" alt="Screenshot2025 05 29012301 Pn" width="1916" height="949" data-path="images/Screenshot2025-05-29012301.png" />

<img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29012320.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=251064f80431c24e41e506063cc87f8a" alt="Screenshot2025 05 29012320 Pn" width="1917" height="947" data-path="images/Screenshot2025-05-29012320.png" />

### **Transaction Processing**

After initiating:

* Shows expiration timer.
* Displays conversion amount.
* Shows recipient bank details
* Transaction status updates as "Sending in progress"

  <img src="https://mintcdn.com/shigadigital/_VDzrFdpa9MIjkNC/images/Screenshot2025-05-12020556.png?fit=max&auto=format&n=_VDzrFdpa9MIjkNC&q=85&s=ee7728da19dc05fed81e90129f7d052a" alt="Screenshot2025 05 12020556 Pn" width="366" height="523" data-path="images/Screenshot2025-05-12020556.png" />

## **Use External Wallet**

This guide explains how to convert stablecoins to Naira (NGN) using an **external wallet** (not your Shiga wallet) by following the steps shown in the screenshots.

<img src="https://mintcdn.com/shigadigital/_VDzrFdpa9MIjkNC/images/Screenshot2025-05-11174310.png?fit=max&auto=format&n=_VDzrFdpa9MIjkNC&q=85&s=b5f688eec133786f830a0d522196ff44" alt="Screenshot2025 05 11174310 Pn" width="392" height="641" data-path="images/Screenshot2025-05-11174310.png" />

## **Select "Use External Wallet" Option**

* Choose **"Use External Wallet"** (not "Use Shiga Wallet").
* This option allows you to generate a payment order so that **any external wallet** (e.g., MetaMask, Trust Wallet) can send stablecoins, which will be converted to NGN and deposited into your bank account.
* Click **"Proceed"** to continue.

  <img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29013059.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=b8ef3bef009f2bdd844e5c55082b7a3f" alt="Screenshot2025 05 29013059 Pn" width="1926" height="952" data-path="images/Screenshot2025-05-29013059.png" />

  ## **Enter Transaction & Bank Details**

### **Transaction Details**

* **Asset:** USDT (Tether)
* **Network:**
  * **Smartchain Network**.
  * **Polygon** .
* **Amount:** \$1

### **Rate & Total**

* **Conversion Rate:** \$1 = ₦600.66
* **Total NGN:** ₦600.66
* **Description:** "test"

### **Bank Details**

* **Bank Name.**
* **Account Number.**
* **Account Name.**

Verify all details, then click **"Proceed"**.

<img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29013122.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=0058083ecd133e6cda8c0ee27613046c" alt="Screenshot2025 05 29013122 Pn" width="1917" height="945" data-path="images/Screenshot2025-05-29013122.png" />

## **Confirm Transaction Details**

* **Send From:** External wallet (USDT).
* **Asset:** USDT.
* **Chain.**
* **Amount:** 1 USDT.

### **Bank Details**

* **Bank Name.**
* **Account Number.**
* **Account Name.**

  <Tip>
    **Double-check the bank details!** If correct, click **"Initiate Transaction"**.
  </Tip>

## **Authorize with 2FA (Two-Factor Authentication)**

* A **6-digit code** from your authenticator app (Google Authenticator, Authy, etc.) is required.
* The code is linked to: [**olivera@gmail.com**](mailto:olivera@gmail.com).
* **Options:**
  * **Close** → Cancel the transaction.
  * **Authorize Send** → Complete the transfer after entering the code.

    <Tip>
      **Security Note:** Never share this code with anyone!
    </Tip>

<img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29013300.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=87a40e79687834d00bb6ac0b4d6ff051" alt="Screenshot2025 05 29013300 Pn" width="1913" height="949" data-path="images/Screenshot2025-05-29013300.png" />

### **Transaction Processing**

After initiating:

* Shows expiration timer (**Please complete your payment before the timer expires).**
* Shows Bar code you can scan.
* Transaction status updates as "Sending in progress".

  <img src="https://mintcdn.com/shigadigital/O_aDsEFd-MaaIQTW/images/Screenshot2025-05-29013539.png?fit=max&auto=format&n=O_aDsEFd-MaaIQTW&q=85&s=e05f5bd9b3691bd9afdca56b95b61571" alt="Screenshot2025 05 29013539 Pn" width="389" height="951" data-path="images/Screenshot2025-05-29013539.png" />

  <Tip>
    **Always confirm bank details** before sending—discrepancies in account names can cause failed transactions.\
    **Done!** Once authorized, the stablecoins will be converted to NGN and deposited into your Access Bank account.
  </Tip>