For NGN conversions, you’ll choose between:

  • Use Shiga Wallet: Send from your existing Shiga wallet balance.

  • Use External Wallet: Create a payment order to send from any wallet.

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    Use Shiga Wallet

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Transaction Details

  • Assets: Select stablecoin (USDT)
  • Smartchain Network: Choose supported network (Polygon, Arbitrum, or Base).
  • Amount: Enter amount in USD, shows equivalent NGN rate.

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Bank Details

  • Bank Name: Select or enter recipient’s bank (e.g., Access Bank)

  • Account Number: Enter recipient’s account number.

  • Account Name: Automatically displays when valid.

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Transaction Processing

After initiating:

  • Shows expiration timer.

  • Displays conversion amount.

  • Shows recipient bank details

  • Transaction status updates as “Sending in progress”

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Use External Wallet

This guide explains how to convert stablecoins to Naira (NGN) using an external wallet (not your Shiga wallet) by following the steps shown in the screenshots.

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Select “Use External Wallet” Option

  • Choose “Use External Wallet” (not “Use Shiga Wallet”).

  • This option allows you to generate a payment order so that any external wallet (e.g., MetaMask, Trust Wallet) can send stablecoins, which will be converted to NGN and deposited into your bank account.

  • Click “Proceed” to continue.

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    Enter Transaction & Bank Details

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Transaction Details

  • Asset: USDT (Tether)
  • Network:
    • Smartchain Network.
    • Polygon .
  • Amount: $1

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Rate & Total

  • Conversion Rate: $1 = ₦600.66
  • Total NGN: ₦600.66
  • Description: “test”

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Bank Details

  • Bank Name.
  • Account Number.
  • Account Name.

Verify all details, then click “Proceed”.

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Confirm Transaction Details

  • Send From: External wallet (USDT).
  • Asset: USDT.
  • Chain.
  • Amount: 1 USDT.

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Bank Details

  • Bank Name.

  • Account Number.

  • Account Name.

    Double-check the bank details! If correct, click “Initiate Transaction”.

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Authorize with 2FA (Two-Factor Authentication)

  • A 6-digit code from your authenticator app (Google Authenticator, Authy, etc.) is required.
  • The code is linked to: olivera@gmail.com.
  • Options:

    • Close → Cancel the transaction.

    • Authorize Send → Complete the transfer after entering the code.

      Security Note: Never share this code with anyone!

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Transaction Processing

After initiating:

  • Shows expiration timer (Please complete your payment before the timer expires).

  • Shows Bar code you can scan.

  • Transaction status updates as “Sending in progress”.

    Always confirm bank details before sending—discrepancies in account names can cause failed transactions.
    Done! Once authorized, the stablecoins will be converted to NGN and deposited into your Access Bank account.