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My Shiga Wallet to Bank Account (Offramp)

This Move Money path covers cashing out crypto from your Shiga wallet directly to a bank account — in Nigerian Naira, Euros, or British Pounds.
This is a different guide from Shiga Wallet to Shiga Wallet (Swap) and Shiga Wallet to External Address (Withdrawal). Here, crypto is converted to fiat and lands in a bank account, not another wallet.

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1. Open your home screen and tap Move Money

Enta home screen Every Move Money flow starts here, on your Enta home screen — tap Move Money to begin.

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2. Choose Shiga wallet as the source

Tapping Move Money opens a panel titled “Move money” — “Move money in, out or within Shiga”. The From field asks where the money’s coming from: Shiga wallet (“Choose from BTC, USDT”), External wallet (“Connect MetaMask or other wallets”), or Bank account (“Transfer from NGN, EUR, or GBP”). Pick Shiga wallet. Move Money — choose From

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3. Choose Bank account as the destination

With Shiga wallet set as From, the To field shows three options: Shiga wallet (“Receive as BTC, USDT”), External address (“Send to any wallet address”), or Bank account (“Cash out to NGN, EUR, or GBP”). Picking Bank account is what puts you on the offramp path this guide covers. Move Money — choose To Once both fields are set, the panel updates to show your full selection with a Change link on each side, and the Get started button becomes active. Move Money — From and To both set

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4. Tell Enta which bank account to send to

This opens a Recipient screen — “Convert crypto to fiat and deposit to bank” — the first of three steps (Recipient → Amount → Review, shown in the left rail). Start by picking a Currency: Naira (NGN), Euro, or Pound. Currency selection There are three ways to specify who’s receiving it:
  • Recent — pick from bank accounts you’ve sent to before, each showing a name, currency, account number, and bank (e.g. “Ideye Yuri — Naira — 0127727506 — Zenith Bank”). If you haven’t sent anywhere yet, this reads “No transactions yet” — “Complete a transaction and we’ll show your most recent ones here.”
Recent — empty state
  • Beneficiary — pick from your saved beneficiaries, with a View all link opening the full list grouped by “YOUR EURO & POUND ACCOUNTS” and “BENEFICIARY ACCOUNTS”, searchable by “name, currency, or address.” If you haven’t saved any yet, this reads “You haven’t saved any wallet or fiat accounts yet” — “Complete a transaction and save to beneficiary to add to this list.”
Beneficiary tab Beneficiary — View all
  • New recipient — enter bank details directly. The fields depend on the currency you picked:
    • Naira (NGN): Bank name and Account number.
    • Euro: Account name, Country, Bank name, and International Bank Account Number (IBAN).
    • Pound: Account name, Country, Bank name, Account number, and Sort code.
New recipient — NGN form
Sending to a brand-new (non-beneficiary) recipient triggers an extra security check: a “Confirm destination” modal sends a 6-digit code to your email — “For your security, we’ve sent a 6-digit code to [your email]” — with a summary of the destination account and a Resend link if the code doesn’t arrive. You’ll need to enter that code before continuing.
Every field is required — leaving any blank and tapping Continue shows a “[Field] is required” message under each one. Beyond that, each currency has its own format check: NGN account numbers must be exactly 10 digits, GBP account numbers must be exactly 8 digits (with sort codes checked separately), and IBANs are checked for a valid checksum/format and that the country prefix matches the Country you selected.
Once your recipient’s details are complete (and confirmed by email code, if new), tap Continue.

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5. Pick the asset and enter an amount

The Amount step shows a Send card (pick the crypto asset you’re cashing out, see your balance, and a MAX Amount button) and a Receive card showing the fiat currency you’ll get (Naira, Euro, or Pound, matching what you picked earlier). A To row above them reminds you who you’re sending to, with a pencil icon to change it. As soon as you pick an asset, a live rate appears (e.g. “1 BTC ≈ 116,364,291.30 NGN”) — before that, it reads “Rate: Select asset to see rate.” There’s also an optional Narration field to add a note for your own records. Asset selection Amount entry

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6. Review before you authorize

The Review screen shows your withdrawal as a single summary — the crypto amount and asset converting to the fiat amount and currency (e.g. 0.0027 BTC → ₦365,381), along with Type: Withdrawal, Estimated time: ~30s, From (your Shiga Wallet), To (your recipient and their bank), and your Narration if you added one. Tap Back to change anything, or Authorize Transaction to continue. Withdraw review

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7. Authorize the transaction

As with the rest of Move Money, authorization is done with your device’s passkey — Face ID, Touch ID, or your device’s biometric/PIN unlock. There’s no code to type in; the native prompt appears on top of the review screen, and confirming it submits the withdrawal.
The authorization screen for this specific flow hasn’t been fully designed in Figma yet (it’s currently a placeholder), so there’s nothing screen-specific to show here beyond the passkey behavior shared across Move Money.

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8. Processing and confirmation

Once you authorize, a loading screen shows your transaction summary while it processes. When it’s done, you’ll land on a confirmation screen — “Your withdrawal is processing..” — showing the same summary, with Add as Beneficiary (handy if this was a new recipient) or Go to Dashboard to finish up. Confirmation