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Bank Account to Bank Account (Fiat Swap)

This Move Money path covers currency exchange between bank accounts — you transfer money in one currency (e.g. Naira) from your bank, and it arrives converted into a different currency (e.g. Euro or Pound) in a recipient’s bank account. No crypto or Shiga wallet balance is involved on either end.

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1. Open your home screen and tap Move Money

Every Move Money flow starts here, on your Enta home screen — tap Move Money to begin.

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2. Choose Bank account as the source

Tapping Move Money opens a panel titled “Move money” — “Send, receive, or swap assets”. Tap Change on the From field to pick where the money’s coming from: Shiga wallet (“Choose from BTC, USDT”), External wallet (“Connect MetaMask or other wallets”), or Bank account (“Transfer from NGN, EUR, or GBP”). Pick Bank account.

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3. Choose Bank account as the destination

With Bank account set as From, tap Change on the To field to see: Shiga wallet (“Receive as BTC, USDT”), External address (“Send to any wallet address”), or Bank account (“Cash out to NGN, EUR, or GBP”). Pick Bank account again — this time as the destination. Once both fields are set, the panel updates to show your full selection, and the Get started button becomes active.

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4. Choose your send and receive currencies

Tapping Get started opens a Swap currencies screen — “Currency exchange between bank accounts” — with a three-step tracker down the left: Recipient, Amount, Review & Pay. Despite the step being called “Recipient,” this first screen asks “Who are you sending to?” and starts with currency selection: a Send currency (defaulting to Naira) and a Receive currency, offered as Euro or Pound. Pick your receive currency. Below the currency pickers, Recent and Beneficiary tabs let you pick a previously used recipient account — if you’ve never sent this way before, this shows “No transactions yet” (“Complete a transaction and we’ll show your most recent ones here”). Next to those tabs, a New Bank Account button (with a plus icon) lets you add a fresh recipient account in your chosen receive currency.

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5. Add the recipient’s bank account

Tapping New Bank Account opens a form scoped to your chosen currency — for Euro, this means Currency (locked to your selection), Account name, Country, Bank name, and International Bank Account Number (IBAN) (with a Paste shortcut). Tap Add Bank to save it, or Cancel to back out. Once verified, your new recipient account appears filled in — showing the account holder’s name, currency, masked account number, and bank name — with a Remove option if you need to detach it. Tap Continue.

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6. Enter an amount

The Amount step shows a Send card (your source currency and amount) and a Receive card (the converted currency and amount), along with a live Rate and a To row confirming your recipient’s name, bank, and masked account — with a pencil icon to edit it. Enter how much you want to send; the receive amount calculates automatically. Tap Continue.

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7. Review and pay

The Review & Pay step shows your swap as a summary — both currencies and amounts, the Rate, and To (your recipient and their bank, tagged Bank Account). Below that, a Transfer to this account section gives you a one-time virtual account to send your source currency to: Amount, Account name, Bank, and Account number — each with a copy icon, plus a Copy All Details shortcut. A banner spells out exactly what happens: transferring the stated amount to that virtual account triggers the converted amount being sent to your recipient. Tap Back to change anything, or Close to finish once you’ve made the transfer.